This is going to be kind of confusing, but here goes

Me and my mother's name are both are on the title of her house. She didn't have a job and we took out a mortgage on the home. I am the primary signer and I pay the mortgage. I live at a different locality because of my job and graduate school. I am planning to move back into the home that I own after I finish my graduate degree in a year.

During the past 2 years she has been involuntarily committed twice and let go. She cannot hold a job.

Subsequently, she cannot afford to live in the house which we jointly own. She has been living with me in the apartment I rent on and off for the last 2 years. She does not have any income, bank accounts. She does own a car and her part of our jointly owned house.

She has acquired medical bills in the last year and is unable to pay them.

I would like for her to file a quitclaim deed for her car and the house and put them in my name for many reasons. 1. I plan on moving back into the house we jointly own and less than one year and 2. I fear her mental state will deteriorate further.

So here are my questions
1. If she files bankruptcy, will our jointly owned property be excempt?
2. If she does file the quitclaim deeds before her debtors file a judgement, can this be considered fraud and the joint ownership still have a lien placed upon it?
3. Will my mother be forced to sell the home that I have part ownership in?

Thanks.

Houses and cars are exempt from bankruptcy up to certain dollar amounts
Not sure what the amounts are since the new bankruptcy laws.

There are a few people here that will be able to answer that better.

Does your mother receive social security or social security disability
She most likely would qualify for Soc. Sec. disability if she is not old enough for soc. sec.