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naplk56
Jun 22, 2008, 11:29 AM
Can a credit card debt collector attach or freeze a joint checking account for a debt owed by only the husband? Can they attach or freeze a checking account in only the wife's name?

N0help4u
Jun 22, 2008, 11:33 AM
They can go after a joint account

JudyKayTee
Jun 22, 2008, 12:38 PM
Can a credit card debt collector attach or freeze a joint checking account for a debt owed by only the husband? Can they attach or freeze a checking account in only the wife's name?



They can seize anything with the husband's name on it - individual or joint. Once his money is mingled with yours the entire account is legally 100% yours and 100% his and open to seizure for debts owed by either one of you.

Fr_Chuck
Jun 22, 2008, 12:44 PM
Once the joint account is frozen, you can go to court and prove which of the funds are yours.

JudyKayTee
Jun 22, 2008, 12:52 PM
Once the joint account is frozen, you can go to court and prove which of the funds are yours.


Georgia will divide it up, it doesn't automatically become co-mingled funds - ?

I didn't know - gave bad advice. Sorry.

Other posts on the same subject (and Georgia) should probably be corrected - let me see if I can find them.