katbarne
Jun 21, 2008, 01:51 PM
My husband and I have been living pay check to paycheck every since I lost my six figure job
We gave the house back to the bank with no problems and was left with 30,000 in credit card debt
We were told by a free lawyer to file a Chapter 7 because our income dropped to 37,000
Total household income only 2300 a month after taxes
So we moved in a rental house thinking we would stay there until we got back on our feet.
We paid January's rent, February, March. He decided he wanted the rent to go directly to him instead of the mortgage company like originally planned.
We said no and went to court. The judge ruled in his favor for April's rent but told him to give us back our security deposit because the house was left in excellent condition.
We figured even Steven not the case
Long story short he filed a garnishment and has our checking account hostage.
Question?
Can he go after our wages from employment if we have proof we filed a chapter 7 (he is included) but we have not been discharged?
Our court date is In July for the filing but it takes 3 months for a total discharge.
We have a newborn and will literally be on street if he takes our wages.
We gave the house back to the bank with no problems and was left with 30,000 in credit card debt
We were told by a free lawyer to file a Chapter 7 because our income dropped to 37,000
Total household income only 2300 a month after taxes
So we moved in a rental house thinking we would stay there until we got back on our feet.
We paid January's rent, February, March. He decided he wanted the rent to go directly to him instead of the mortgage company like originally planned.
We said no and went to court. The judge ruled in his favor for April's rent but told him to give us back our security deposit because the house was left in excellent condition.
We figured even Steven not the case
Long story short he filed a garnishment and has our checking account hostage.
Question?
Can he go after our wages from employment if we have proof we filed a chapter 7 (he is included) but we have not been discharged?
Our court date is In July for the filing but it takes 3 months for a total discharge.
We have a newborn and will literally be on street if he takes our wages.