So this might sound like a totally stupid question but, how do I get health insurance? I try looking online but I don't understand all the mombo jombo...

Like I'll get a price on a website but can't find out what it includes.

Or maybe I just don't understand it, like dental and vison do you get these Separately or are they in a package?

I really just don't understand how to do this at all and I'm afraid of getting scammed.

Thanks.

Does your employer not offer health insurance?

You could try this site.
They do not sell insurance but help you find a company suitable for you.
Get Insured - Get Health Insurance Quotes Online - Research and Compare Affordable Health Insurance. (http://getinsured.com/)

Ok, normaly there will on the internet be a list of policies, they will have a place to click on each policy to look at deductables and co pay.
Most health insurance ( private) does not include vision or dental. And you will have to be careful most dental and vision you get advertised is normally just discout programs.

There are many companies ( like the one I work for) that sends a agent to your home or office and explains various policies to you, for example our firm reps for about 8 companies so we can compare many companies for you.

If you tell me your state, but this company has some good plans and agents that will come and help you.
Farm and Ranch Healthcare, Inc. - Home Page - Affordable Health and Medical Insurance - Saving money with personalized insurance coverage (http://www.farhc.com)

Also I am sure there should be some good links on this page.