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mrbone1
Jun 12, 2008, 03:17 PM
I live in the state of Florida. My house is in the early stages of foreclosure(maybe 2-3 months left). My condo association has placed a lien on my home for 2500.00 for past due fees.I have filed bankruptcy and am giving up the home. I owe way much more on the home than it is worth now so there will be no equity. What happens to the lien? Do I still need to pay it or does it just not get paid. I could not include the condo association fees(lien) on my bankruptcy(Idont think). I sign the bankruptcy papers next week.

Thank you for your help!
Kevin

Fr_Chuck
Jun 12, 2008, 03:19 PM
You should include the house ( at least my opinon) in the bankrutpcy, that way all the house loans and liens would be included.

Don't sign papers without talking to the attorney, it is a matter of 10 minutes to add a item and reprint the forms.

progunr
Jun 12, 2008, 03:42 PM
If you explained this situation to your attorney, what did he advise you to do?

I can't imagine that he would not have you include home, and any attached liens, in your bankruptcy?

Unless you are trying to file a chapter 13, which given this situation, it would make much more sense to file chapter 7 and be done with everything that can be discharged.