I have an equity loan on a house which in just the last few years has started to fall apart. The foundation has shifted badly and the brick on one side is coming loss. It is slowly falling apart and I do not know what to do. I have moved out of it and no longer live in the same town. Have just recently tried to sell it to pay off the debt and no buyers. I am at my wits ends and just want to get rid of it . I am not behind on any payments but am ready to give up and do not want to hold on to it. I do not have the funds to do all the work that needs done. Do I just go to the bank and tell them I cannot hold on to it anymore? What should I do and what will happen? Thanks for any help.

Just curious: how much is the house and lot worth, and how much is owed? Have you tried to rent it?