Hello I need to know if I am in collections. Who would I contact. Would this stop me from getting a student loan even if there is a cosigner. What can I do

How did you find out you had an account in collections?

If you applied for a loan, and got denied, you can request a free copy of the credit report that was used in the decision.

You should receive, or have received, a letter stating that you were denied. In that letter, it must tell you how to obtain this copy of your credit report.

Follow the instructions, get the report, and you will be able to see everything on it.

You can also go to a website called freeannualcreditreport.com and obtain a free copy of all three reports, once a year.