cubs
May 1, 2008, 09:04 AM
I am being sued by Unifund CCR Partners over an account from Washington Mutual. I am disputing this debt. The hearing was two days ago in which the Judge ordered 90 days for Discovery.
I do not believe that this is my debt. I have not used the name on the account in over a decade. Since 2002 I have been living in the State of Florida and I have current credit reports as well as one from 10 years ago and there is no outstanding debt or anything negative on those reports.
How do I go about requesting Discovery from Unifund?
What poof of debt should I request?
What else should be in a Discovery request?
If I cannot prove that this is not my debt, is there a Statute of Limitations on this?
If I do prove this is not me, can I countersue Unifund? What would I counter with?
Thank you all for any help/advise.
I do not believe that this is my debt. I have not used the name on the account in over a decade. Since 2002 I have been living in the State of Florida and I have current credit reports as well as one from 10 years ago and there is no outstanding debt or anything negative on those reports.
How do I go about requesting Discovery from Unifund?
What poof of debt should I request?
What else should be in a Discovery request?
If I cannot prove that this is not my debt, is there a Statute of Limitations on this?
If I do prove this is not me, can I countersue Unifund? What would I counter with?
Thank you all for any help/advise.