Hi,

1.One of my relative has died. He was the single bank account holder.

2.The nomination form has been filled by him(the deceased), but has failed to sign that form( as per banks verbal reply).

3.The name of nominee is appearing on front end of the bank.

4.Earlier bank had agreed to realease the money in nominee's name within four days, but later informed about the missing signature of the account holder.

5.there is no written reply received from them regarding this.

6. Now bank is asking for succession certifacate to release this money, which may take more three four months.


7. Bank has not yet shown us the physical nomination form till date.
My question is

1.Is it the bank's fault , that they have failed to inform the account holder of the missing signatures(after 2 years of account opening). when he was alive?

2.Who is the right authority to help us?

1. Nope

2. State banking authority or probate court.

What you really should be doing is filing in probate court to be appointed as executor. Then you can go to the bank or whatever and access the account.