My husband also received a summons for a cc debt in January.. I wrote a letter back to Wolpoff and Abramson (who is sueing him) asking for validation. I requested validation within 20 days. Two and a half months later we get a letter from Wolpoff and Abramson with copies of a credit card agrrement and copies of statements. The CC was open online and the last payment was made in 2005, the cc was opened in 2002.. I filed a copy of the letter I sent to them with the court . In the letter she said she is authorized to accept a payment of 6,000.00 within 30 days or she will request an arbitration.

Any suggestions on what we can do? Thanks for any help..

Well first is it a valid debt, did he open this account and did he charge these charges? Or did you, you are writing this like perhaps you posted another post??

If you have more than one post, it is best to merely add info on the original post, these do not stay in order that you post them, so I have no idea about any previoius post you did.

But if these are not valid debt, if someone else opened the account file a police report for fraud. If this is really a valid account he owes then you need to work out payment arrangements.

This is my first time posting and I thought I posted in under another CC question. Sorry if its in the wrong place.

Yes he opened the account online and made regular payments until he got laid off from work for a very long time.. Then just stopped making payments, a few years ago.

Should he write a letter back to W & A and ask if he could make payments. We cannot possibly pay the entire 6,000 at once. Im sure that is what the want us to do.