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View Full Version : Life insurance for senoirs


dalisa sig
Mar 28, 2008, 04:44 PM
Can a other wise healthy senior citizen about 86 get life insurance , or is difficult based on age and not health issues?

twinkiedooter
Mar 28, 2008, 04:46 PM
Sure they can get life insurance but it is extremely expensive to put it mildly. If they are in excellent health with no high blood pressure and no other serious diseases they need to shop around and go with a name brand company at a decent rate. Chances are though, it's going to be a very expensive premium.

Fr_Chuck
Mar 28, 2008, 06:13 PM
Rates are based on age and health, they can not insure you if you have bad enough health.
The type, the amount, your age and health all determine what you pay.

For example I ran this on one company, in good health for a 5000 whole life type policty the rate was about 85 dollars a month.
And there are some companies that specialise in this
You may want to check out AARP web site and see if they have some links

rodandy12
Mar 28, 2008, 06:36 PM
Why do you want life insurance if you are 86? Is there something you feel would be left undone?

anandakumarp
Jun 28, 2008, 07:05 AM
I have taken Heath insurance policy through IOB saving a/c scheme. But it looks it is not working well I am 62 hyears old I want to take policy for RS 4 laks including to my wife whose age is 55 Which company policy will be customer friendly and helpful in need of time