I have CD interest from Countrywide and Etrade Bank. Is this interest taxed at 5% or 12%or in-state/out of state bank interest? Both have branches in MA. Thanks.
Margaret Rapp

Heres' an earlier response which indicates that if you can walk into a branch in MA, then you can claim it as in-state bank:

https://www.askmehelpdesk.com/taxes/what-massachusetts-bank-interest-177348.html