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View Full Version : Separation and health insurance


cathe4u
Feb 29, 2008, 09:02 AM
:) hello , I'm married with two children but in case of separation with my husband , I'd like to know if I will be covered, thank you.

ebaines
Feb 29, 2008, 09:18 AM
You could continue coverage IF your husband's health insurance is subject to COBRA rules - which is the case for employee health insurance plans from corporations with more than 20 employees. Under COBRA they must offer you the option of continuation of coverage in the case of divorce or legal separation from your spouse. That's the good news. The bad news is that you or your husband will have to pick up the cost of coverage. You have 60 days after the divorce or legal separation to sign up for COBRA, and once you do you can stay in the program for only up to 3 years. It's really a temporary system to carry you over until you get your own insurance.