How long can they try to collect the debt for? Is it a forever kind of thing or is there a limitation?

Depends on your state.
Generally a judgment remains on a consumer's credit report for 7 years from the "date of entry, or until the governing statute of limitations has expired, whichever is longer". This time applies to each legal action. Under certain circumstances and certain state's laws, judgments can be renewed. The renewal of a judgment would allow it to show on a credit report for 7 years from the date of renewal, if allowed by state law.

IF you make a payment it starts the time over again.

The claim is in NY.

Hope this helps some NEDAP - Debt Collection (http://www.nedap.org/hotline/dcbasics.html)

From what I looked up New York is seven years

How long can they try to collect the debt for? Is it a forever kind of thing or is there a limitation?


It's 6 years in NYS - and I think you've posted the same question twice under different titles. Or is this another attempt to collect by another creditor (not the hospital)?

Once they obtain the judgement, its good for foir 10 years in NY (I think). And automatically renewed for another 10 (or 7 & 7). So they have a minimum of 14 years to try and collect.

See the other thread for additional comments.