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sydneycj
Feb 15, 2008, 06:45 AM
Is there not a way to clean your credit without paying such high prices? I'm trying to buy a house and my credit is bad and I want to know if there is anything I can do to help the process along.:(

Scottish2008
Feb 15, 2008, 07:10 AM
The fastest way to get your credit back on track is for you to pay your bills on time. As well us only one credit card not 4 or 5. Use one for every thing. Pay your bills with it and pay off your credit card with the money you would use for your bill. This is a fast way to get your credit back on track.

CaptainRich
Feb 15, 2008, 07:11 AM
Credit repair is a long, slow process.
You need to be able to show a trend so that lenders will know they are not making a mistake.
If you do obtain a loan with poor credit, the interest rate will ultimately cost you more than the seemingly high price of quicker credit repair.
Search online for more options.
free credit repair - Google Search (http://www.google.com/search?hl=en&q=free+credit+repair&btnG=Google+Search)

progunr
Feb 15, 2008, 11:22 AM
There is no cheap or easy way to fix your mistakes.

Beware of any service that claims to be able to do so, it will end up being a scam.

You need to work out repayment plans with any outstanding accounts on your bureau and you need to make any payments you have remaining on time, every time.

It takes a lot longer to get out of this situation, than it takes to get into it.

Good Luck.