GoingCrazy82
Feb 6, 2008, 03:12 PM
Hey Ladies and Gentleman,
I received a summons this morning at 7am from a Chase Bank USA stating that I was being sued for a credit card balance of $13500.00, most of which I did charge. The summons states that I have to respond within 20 days, but no court date is on the summons. I have had this card for about 5 years and always paid on time, currently I took a big pay cut and about 3 months ago I stopped making my payments to all my credit card companys and my car loan company. I currently reside in Florida, I owe a house with my name and my parents name on the mortgage. I currently owe more then the house is worth, because I bought it 2 years ago with the market being crazy, but have a homestead exemption on it! I currently make just about what it costs to pay the utilities, so its not like I can make any big payments to them. I don't know how to respond and what I should do and say. I have read through a lot of the forums on this site and it seems that you folks are very helpful to many people. Any help you can give me would be GREAT! Thanks again for even reading my post! :confused:
I received a summons this morning at 7am from a Chase Bank USA stating that I was being sued for a credit card balance of $13500.00, most of which I did charge. The summons states that I have to respond within 20 days, but no court date is on the summons. I have had this card for about 5 years and always paid on time, currently I took a big pay cut and about 3 months ago I stopped making my payments to all my credit card companys and my car loan company. I currently reside in Florida, I owe a house with my name and my parents name on the mortgage. I currently owe more then the house is worth, because I bought it 2 years ago with the market being crazy, but have a homestead exemption on it! I currently make just about what it costs to pay the utilities, so its not like I can make any big payments to them. I don't know how to respond and what I should do and say. I have read through a lot of the forums on this site and it seems that you folks are very helpful to many people. Any help you can give me would be GREAT! Thanks again for even reading my post! :confused: