Hi, I am new to this site, but I have been reading through other peoples questions to see if they could help me with my current problem. Back in October I was served for back HOA payments to appear in court. (Which was a valid claim) but prior to that I was not given any written or verbal warning on how much my account was pass due. But since I knew this charge was valid I paid the amount of the judgement $2,995 to the HOA and didn't go to the court date. A couple weeks later I get served again for the same amount and I assumed that the HOA company didn't contact the lawyer, so I called them and left a message. No one returned my call. Yesterday I received a letter that a garnishment was placed on my bank account last week for the amount of the judgement. I was wondering isn't there a process first of notifying me of the amount of the collection prior to taking it to court and what are my options now with how I can proceed with the garnishment?

needinhelp writes: "Yesterday I received a letter that a garnishment was placed on my bank account last week for the amount of the judgement. I was wondering isnt there a process first of notifying me of the amount of the collection prior to taking it to court and what are my options now with how I can proceed with the garnishment?"
I am not familiar with 'HOA'. Read over the garnishment papers carefully; they should explain what your next step should be. Technically, where I am from, the garnishment is answered by the bank; you can file a traverse to dispute the debt. You should be able to clear this up quickly with a copy of your cancelled check, a FAX machine, and a telephone call. You didn't mention whether the $2,995 payment was in "full and complete satisfaction of the debt", or in which state you reside.

Did you appear in court to answer the initial summons? Who did you pay the amount to and how?

You need to file a motion in court to vacate the judgement on the grounds that it was settled. Submit your proof of payment.