How do I go about getting a free credit report?

Hello t:

FreeCreditReport.com | Free Credit Report and Credit Score Online by Experian (http://www.freecreditreport.com/)

excon

By law everyone can get one free credit report per year... go to Experian as excon said or any of the other two major companies.
Stringer

The only truly free one I know of is
https://www.annualcreditreport.com/cra/index.jsp

I agree that you have to be careful of sites like freecreditreport.com... they might give you a "free report" contingent upon enrolling in a program that you have to opt out of within a certain time or you get charged.

Technically, you can get a free report from them, but you need to opt out of their enrollment.

The link fr chuck gave is one without hassles.

That said, I have used freecreditreport.com before and bought their 3 report with scores pkg and was pleased.

I will say I belong to one of the credit services, I can look online at my three credit reports anytime I want, and anytime there is a change to any credit report I am notified by email. So often a paid service can supply a lot of help to watch your credit

How do I appeal bad credit report?

How do I appeal bad credit report?

Hello maj:

In your credit report there is a form and instructions on how to challenge the information.

excon

You can't appeal it merely because you have a bad rating,
You can challenge any wrong or incorrect info on it.
For example if there is a debt that was paid but is showing unpaid, if there is a debt that is not yours. And so on