Hi!
I had a debt with my credit card for $14,000 and other card for $7.000 contracted 12 years ago, due a lost of Job and health problems I was unable to pay any of those debts, then I had to move to other states in those 12 years. Regarding this matter I want to know The SOL of NY state, and what suggestions can you give me, I am still in a very slow recovery. Thanks

If you have not acknowledged these debts in the stated 12 years then SOL certainly applies.