mikewol3
Jan 11, 2008, 09:43 AM
My son and I share the same name, differentiated only by a III (for me) and a IV (for him). I have a joint bank account with my wife. I did not use the suffix after my last name on the account. A collection agency put a restraint on my account, based only on the first name (Mike and not Michael), and the last name (no suffix). It is not my debt, and my son is not a minor. They did not use to match a social security number or date of birth. There is only the first page of the restraining notice from the court with the first name (Mike), last name (no suffix), and the address. (he lives with us)... The state is New York... Is this legal (I explained this to the bank and they said they could do nothing), and my son called the collection agency (they told him they knew it wasn't his account and that "maybe daddy will pay it!! ). How do I proceed from here?