quadrophenia
Dec 17, 2007, 03:54 PM
Hi,
I've been around and around with the credit company and the furniture store this happened at, but here goes.
I have some kind of e-mail service that monitors changes to my credit report. Today I come home and check, and there is a negative report about being over the credit limit for GE Money Bank. I used to have an account with them that me and my former fiancé used to buy furniture, but I hadn't used it in ~2 years, and I thought the account had been closed by the company.
Come to find out she went in back this past October and used the credit account to charge $2000 worth of furniture in the store. I didn't know anything about this as we are no longer together, and it took me an entire afternoon to sort out what had happened. (At some point they apparently called her to discuss the problem and told her that I was at the store threatening to call the police, which I never said anything about. Go figure.)
She is apparently delinquent in making a payment because a late fee brought the balance up to $2035, and that is why I received the negative feedback on my credit report.
Is there anything I can do to take myself off the account used? The account has been inactive for almost two years, and I did not know anything about the charge until almost two months after it happened. I am no longer with her, but my credit is being held responsible for this charge because she used the open joint account we opened years ago.
Should I hire a lawyer?
Thank you for any help! It is much appreciated!
I've been around and around with the credit company and the furniture store this happened at, but here goes.
I have some kind of e-mail service that monitors changes to my credit report. Today I come home and check, and there is a negative report about being over the credit limit for GE Money Bank. I used to have an account with them that me and my former fiancé used to buy furniture, but I hadn't used it in ~2 years, and I thought the account had been closed by the company.
Come to find out she went in back this past October and used the credit account to charge $2000 worth of furniture in the store. I didn't know anything about this as we are no longer together, and it took me an entire afternoon to sort out what had happened. (At some point they apparently called her to discuss the problem and told her that I was at the store threatening to call the police, which I never said anything about. Go figure.)
She is apparently delinquent in making a payment because a late fee brought the balance up to $2035, and that is why I received the negative feedback on my credit report.
Is there anything I can do to take myself off the account used? The account has been inactive for almost two years, and I did not know anything about the charge until almost two months after it happened. I am no longer with her, but my credit is being held responsible for this charge because she used the open joint account we opened years ago.
Should I hire a lawyer?
Thank you for any help! It is much appreciated!