I am starting a flooring business and was wanting to make sure I get the correct insurance
To cover my business in case of any problems I would run into.

Also if anybody can explain if I would be better to incorporate or not.

I am starting a flooring business and was wanting to make sure i get the correct insurance
to cover my business in case of any problems i would run into.

also if anybody can explain if i would be better to incorporate or not.
You need to talk to an independent insurance agent in your area. They represent multiple insurance carriers and they will be able to provide you with quotes for liability insurance. I do not know anything about incorporation of the co! Sorry

Business auto insurance on all autos used in business
Liability insurance if your workers mess up a job, destroy things in a persons home
Workers comp if your workers get injured
Health insurance if you get ill
Life insurance if you die to pay off business debts

And more I am sure. Many will cost more for new business since you don't have a history of no claims

It is always good and wise to incorporate your business. If only that you can then protect your personal property if you are sued.

There are many types of incorporation; C Corp, Sub S, Limited Partnership, etc. It would probably be best to seek the advice of an attorney but it is not necessary. You can investigate in your state which is best for you and you can then proceed on your own at very little cost by doing it yourself. Please seek advice, possibly on line; Use Google (for an example) and simply use: "how do I incorporate" or something like this. Tons of info there.

I am starting a flooring business and was wanting to make sure i get the correct insurance
to cover my business in case of any problems i would run into.

also if anybody can explain if i would be better to incorporate or not.

I'm not sure what you mean by "flooring business." Would you please mind explaining what you mean by that? A flooring business could mean that you are selling various types of flooring out of a store front, and maybe having employees who will be installing the various types of flooring. It could also mean that you will just be an installer yourself of various types of flooring, or maybe even just one or two specific types. Knowing exactly what you are describing would be helpful in giving you the best answers to your question.