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pinky9
Nov 15, 2007, 11:43 PM
Please don't pre judge me
OK I have to say that I get rather angry with a lot of things I see and/or hear. I see a lot of younger girls who have "unplanned" children, whom get all these GREAT offers to attend school. :mad: I've seen a lot of these girls, who are irresponsible, and use guys, that get a college education for free!
*sigh* I understand that when a young girl has these issues, ladeda, they need financial help. Yea. Well... what about responsible, intelligent, willing, self-starters, hard workers, and very upset people like me? I KEEP GETTING DECLINED FINANCIAL AID!! :confused: :mad: I am 21. I work at a bank. Love my job, by the way. BUT I want to be MORE! I would love to either go towards medical, or the law :o PLEASE! OMG Maybe I have too much pride? :confused: But, I AM very responsible, and I really want to finish school, which I haven't been able to go for 2 years... and I just can't! It's upseting. I'm poor!! I live on my own. I have NEVER in my life had a bill paid late. I have AMAZING credit for my age. I work so hard at my job, that my manager has given me permission to take a month off for vacation. Just so you guys know, that RARELY happens. I have too much pride.. :confused: I just want to go to school. I want to further my life. I know that I can become something great. I will become something great. But I just can't pay for the schooling. *sigh*

I'm not bashing on girls who are teens having kids. But it upsets me that people who make choices... not so smart choices, get all the cheese. WHAT ABOUT MY CHEESE? I just want what's best for me. And I still can't figure out how to approach it.

Does anyone else have this same problem? I love everyone. Honestly, I get along with everyone. I understand most people, at least I try to understand. I'm not a ****. I'm very friendly, very motherly type. But... when do I get my break?

charlotte234s
Nov 15, 2007, 11:47 PM
Have you looked for scholarships, since you've been denied financial aid?

Financial is for people who can't afford things, and since you are so hardworking and making money, that might have been hurting you, unfortunately, (don't quit though that would be bad).

If you are skilled, talented, or have good past, as you say you do, you may be eligible for many different scholarships, privately and maybe even publicly. Financial aid is sometimes seemingly unfair, I know.

Also with good credit you may be able to get a student loan.

Wondergirl
Nov 16, 2007, 12:29 AM
My son applied at colleges and was not poor enough for financial aid in the usual sense (like a Pell Grant), but every year of college he was eligible for and won a creative writing scholarship. That, along with his financial aid application (the federal thingy called FAFSA) that determined how much the college was allowed to charge him for tuition, plus a parent loan with low interest that we, his parents, took out, enabled him to attend a private college for a low cost.

Have you attended college at all? No? Have you checked into what the local community college has to offer? Do your basic, core coursework there for two years and then transfer to a state university that offers good deals to students who reside in that state.

If you have a special talent like playing the oboe or being a terrific athlete in some sport or have a unique ability that fits with the college's mission, you might even be able to win a "full-ride" scholarship.

I suspect you haven't done your homework on college apps and scholarships and grants and financial aid and scholarships. Your local public library has books on all those subjects. Please read and do some research, and stop ranting. For instance, the Ayn Rand Foundation has an annual $5000 scholarship. All you have to do is read one of her books and write an essay about it (according the assignment given by the Foundation).

Once you've applied to colleges and been accepted, the first person you should talk with is a financial aid officer to find out what kind of financial deal each college will give you. That person will fill you in on all the aid possibilities for your situation. Once you've decided on the best deal (college), stay in contact with that financial aid person. He/she can save you a lot of money.

templelane
Nov 16, 2007, 04:53 AM
I know what you mean! It's always the hardworking people in the middle who lose out. For example I have cousins, same social background as me etc except they couldn't understand contraception and had kids really young (15) they have more money, get their housing paid, generally get handouts left right and centre.

Whereas I work hard, actually get an education and I'm the one in thousands of pounds of debt! I doubt I'll ever be able to afford children seeing as I'll have to raise them myself. Here's hoping it'll work out in the long run.

Yeah, just thought I'd let you know you're not alone. I'm a afraid I don't really know anything about the US system, but if this applies you should definitely look into scholarships and student loans. Also some of these suggestions may have US counterparts. Sometimes they have scholarships for people self funding/ doing an important subject/ being a minority.

You mentioned medicine, in the UK you can get money from the military to become a medic, they basically pay all your fees and give you an allowance, in turn for serving with them for 6 years. Do they have anything like that in the US? Provided it might not be for you, but it might be useful to find out what it entails.

Another random thought, does the bank offer training schemes if you can't afford find any funding? I know here some vocations such as accountancy have part time work part time training schemes so that you are still earning money but working towards diplomas and stuff like that. It takes longer but you end up with the same qualifications and you don't have to be as broke.


Good luck to you!

ChihuahuaMomma
Nov 19, 2007, 12:36 PM
Try looking into Pell Grants. If you are under age 25, they base how much they I've you on your parents income. If your parents are low income or deceased you should be able to get something...

Also, scholarships is a good idea. Try Scholarships.com Free College Scholarship Search, Student Loans & College Scholarships (http://www.scholarships.com)
There are some on there that are really easy to get. Also, find the career you want and start working in that field as a lower level "peon". Your employer may pay for some of your expenses for schooling.

You can always get a personal loan from a bank also.

pinky9
Nov 19, 2007, 08:35 PM
WOW thank you everyone for your input! I agree. I haven't researched as well as I should have. But my problem is that I don't know where to begin. I have attended school for 2 quarters, but after that, I kept getting declined for FAFSA. Well. Friday I received a letter from the college, and yes finally I got a grant. Which is awesome. Finally! I really hope everything goes well. And again, I thank you. Thanks for that website as well, scholarships may be the key into all of this. I just have to open my eyes a little wider. :)

Fr_Chuck
Nov 19, 2007, 09:26 PM
You start by going to the school you want to go to, they have a finicianal aid department that will help you apply for 100's of loans, scholarships, grants and other fundings that may be available.

Also seldom does someone get a scholarship for being young and pregnant, not sure where you got there, but they may get some help by merely going in and applying.

Also beyond that, many groups, if your dad was part of the VFW, or America Legion, they is money often for their children ( or chance to apply) If you belong to certain non profit groups, like heartland Asoc, they pay some for chilldren of any member going to college ( with certain grade guidlines) Many church groups offer some aid, and so on.

joeannmaillo
Jan 6, 2008, 12:07 AM
I am right there with you chickety! (five fingers:D ) I know exactly what you mean. It's tough, but keep on trucking. Don't quit baby girl, cause then that means they won. lol Like many before my post have probably mentioned there are many things you can do... (i.e scholarships, grants, etc.) Honestly, the only thing that has really worked for me is getting smart about my money.
My parents told me about this guy on the radio and how he wrote this one book. He's supposedly a finicial guru whatever. I didn't think much about it, but I read one of his books at barnes and noble one time and it made a lot of sense so I bought it and tried it out. Read that sucker from cover to cover. I would suggest you pick up his workbook: Dave Ramsey's total money makeover workbook. That's really the only one you need. I think it was like 12 bucks or something. He basically shows you how to start building a financial future for yourself with what you already make at your current job. Anyway, I just started this semester at school and I paid for my own classes (granted; I couldn't afford to take 4 or 5 classes, but it's better than nothing.) and my books and I'm almost at my goal of buying a new car. It's hard work, but it's well worth it. One thing he says a lot in his book is "if you're willing to live like no one else, later you will live like no one else". basically, if you are willing to go without certain "splurges" now and tighten up your belt a little; later you will have some much money that you will be able to live comfortably. I was able to pay off my debt slowly, but at least it's all gone now and I have no financial worries. I hope this was of some help.
Jo:cool:

dr_nam_nam
Jan 14, 2008, 09:35 AM
A lot of people go through the same, so nothing new here.

Does your employer offer any study support or fast track opportunities? Many companies now encourage the opportunity because any development into you can be harnessed back into the workplace. If not you could always go looking for another job as employers will understand why you left your previous if you state that you want career progression. It's not easy studying and holding down a job, but it does commend a lot of respect.

You cannot compare those people to you as circumstances differ and they do. Plus there's always going to be a chance to compare someone's financial circumstances to anothers. It's not adviseable to embrace that train of thought.

So, to conclude, your not wrong in thinking that way as it is what a lot of people think. But it's more important for you to become established first, then you hopefully will see things from a different perspective.

Good luck nonetheless in whatever you pursue.