Have you ever heard of something called HiRA's? Rec'd email re HiRA, something about money for retirees More info about this please. Thx,
izzy8

Here's an article about HiRAs
Stock Gumshoe: "HIRAs -- Funding Retirement with Healthcare Trusts?" (http://www.stockgumshoe.com/2007/11/hiras-funding-retirement-with.html)

They are basically wanting you to take your money, give it to them as a investment so that you can receive money latter. Also they do lump sum progrmas where you give them so many 100's of thousands of dollars and receive a monthly check.

Only deal with investment brokers that you know and can trust.