I know this is going to sound like I am uneducated... but how do I know if the credit card (citbank) is secure credit card or unsecure?? Any information is greatly appericated... and thanks for credit card education... :D

I know this is going to sound like i am uneducated...but how do i know if the credit card (citbank) is secure credit card or unsecure??? any information is greatly appericated...and thanks for credit card education....:D
It can be either. If you need to deposit a minimum to have their card, and the deposit balance is not made available to you, it's security. If no deposit is needed it isn't secured.

But, I'd recommend a Federal Credit Union before anything else.

I know this is going to sound like i am uneducated...but how do i know if the credit card (citbank) is secure credit card or unsecure??? any information is greatly appericated...and thanks for credit card education....:D
All credit cards are unsecured. If you offered collateral, such as your home or vehicle it would be an installment loan and secured. Hope that helps.

Whoops I meant to disagree with Menard there.

Irma,
If you had to give them money to deposit or an account to use to secure your debt, then it's a secured card. Otherwise istss unsecured.

Why do you ask?

You are correct Scott - I guess I was thinking that if someone gave money to open a card they would know it was secured.