View Full Version : How can my husband qualify for a mortgage?
Nice1
Oct 10, 2007, 08:16 AM
My husband has no credit, and nobody wants to qualify him for credit. If he is not giving at least one opportunity, how is he going to establish credit? Help!! We will like to purchase a home. All we get is promises but no solutions.
Emland
Oct 10, 2007, 08:18 AM
Has he never bought anything on credit? Have you tried applying?
excon
Oct 10, 2007, 08:27 AM
Hello again, nice:
Apply for a gasoline company credit card. They're easier to get than a major credit card. You can start building a credit history with that one. Then you pay ontime and apply for another card and keep doing it.
In no time (maybe a year), you'll be golden.
excon
ScottGem
Oct 10, 2007, 08:31 AM
Or you can save for a big down payment. Even without a credit history a nice sized down payment (20%+) will go a long way.
Nice1
Oct 10, 2007, 02:31 PM
Thanks for all the feedbacks. I will tell my husband to try the gas credit card. We've been in the process of saving. I don't try myself because my credit is damage. My husband has try to apply for credit and has been deny many times.