We just bought a new home and my name is not on loan or deed. What will happen if spouse dies does the bank get the house?

Hello BC:

Without a will, his next of kin get's it.

excon

The house goes into the Estate of the deceased and ownership is passed to their heirs under a will or under the intestate laws of your area.

So I would make sure a will is made or the spouse is added to the deed as joint tenant with right of survivorship.

We just bought a new home and my name is not on loan or deed. What will happen if spouse dies does the bank get the house?
Thanks for the answering my question. It was a big help