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chrspadg
Oct 1, 2007, 01:50 PM
No, you are misunderstanding. The judgement amount is for the total debt. Judgements for the total amount can be entered against all debtors. Generally this is done at the same time, but it can be done separately. And there is no requirement that they need to wait until they see if the first defenedent pays the debt or not. That does NOT mean the creditor is getting twice the amount. If the creditor tries to collect more than the total amount owed they will have to refund that overage.

You are looking at this as if the landlord is double dipping and he's not. Hes simply filing suit against all debtors for the amount owed.

Now if your nephew loses (and a good chance he will since he was obligated under the lease). And, if he is forced to pay, he can turn around and sue the gf for what he was forced to pay since it was understood that she was taking over the apartment.


If you are being sued, does that hurt your credit?

excon
Oct 1, 2007, 01:59 PM
If you are being sued, does that hurt your credit?Hello chrs:

You should start your own thread for a new topic. Somebody will probably do that.

No, being sued doesn't hurt your credit. LOSING a lawsuit, however DOES hurt your credit. You do know, of course, that some people DO win their lawsuits.

excon

ScottGem
Oct 1, 2007, 02:58 PM
Your post has been moved to its own thread in an appropriate forum. As noted you shouldn't piggyback your question on someone else's thread especialliy when it has nothing to do with their question.

Even a suit might affect your credit if the creditor reports the suit. Definitely a judgement will affect your credit. Just think about it. Your credit history is about how you pay your debts. If you have to be sued to collect on a debt how do you think that will work?