tnn98
Sep 20, 2007, 07:20 PM
I will try to do my best to explain the mess.
I am a business own for six years now. This accident happen recently and I
Am in Florida. While I was on vacation (July 29 - Aug 12 2007) out of town,
I asked a friend to help me using my truck "personal truck" to go pick up
Goods for my business and he I got into a terrible car accident with my
Truck. I had killed a person crossing the road. First the police had taken
His license during the investigation. Two days later the police concluded
That it wasn't his fault so they returned his license back (The lady walked
Out crossing on a green ligth and he was at full speed going 45mph. She was
Very old in late 60s). Basically it reported as an accident not at his
Fault. However a week after I received the DMV saying that my truck
Insurrance was not during the accident. I then verified with my
Insurance that it did got cancelled(7/13/2007 a month prior the accident.
Technically my Insurance policy were covered the times 3/21/07 - 9/21/07 but
They cancelled my policy because I didn't sign some form,"uninsured motorist"
That I didn't realized it. Anyway Progressive had cancelled my policy in
July 13 2007 and the accidnent happened on 8/11/2007. To me it was an honest
Mistake on my part. I wouldn't dare to be driving around period without the
Truck being ensured. Plus when I paid "Progressive" back in March I did pay
It in full to cover for 6 month period. Therefore I didn't bother to worry
About the policy had any trouble with coverage. The truck is title personal
Vehicle not business. I am really worried I am really innocent and but it's
Unfortunate that it's my truck and damn it got no insurance when it happened.
Please help me... I am very very worried. I have received a letter
Yesterday from some attorney that asked for :
Truck insurance information (had only liability ensured before the accident)
Type of coverage
Company.
Since I had found that I had no coverage I called Progressive and got it
Reinstated back since 8/21/07. My truck is ensured now but I had not drove
The truck since the accident. I had been driving my other car to work. What
Kind of trouble could I be in? Am I have to be responsible for her death.
To me it is not that I didn't have insurance at all. I did but it got
Cancelled that I didn't know but I don't know the law to reason it out.
I am a business own for six years now. This accident happen recently and I
Am in Florida. While I was on vacation (July 29 - Aug 12 2007) out of town,
I asked a friend to help me using my truck "personal truck" to go pick up
Goods for my business and he I got into a terrible car accident with my
Truck. I had killed a person crossing the road. First the police had taken
His license during the investigation. Two days later the police concluded
That it wasn't his fault so they returned his license back (The lady walked
Out crossing on a green ligth and he was at full speed going 45mph. She was
Very old in late 60s). Basically it reported as an accident not at his
Fault. However a week after I received the DMV saying that my truck
Insurrance was not during the accident. I then verified with my
Insurance that it did got cancelled(7/13/2007 a month prior the accident.
Technically my Insurance policy were covered the times 3/21/07 - 9/21/07 but
They cancelled my policy because I didn't sign some form,"uninsured motorist"
That I didn't realized it. Anyway Progressive had cancelled my policy in
July 13 2007 and the accidnent happened on 8/11/2007. To me it was an honest
Mistake on my part. I wouldn't dare to be driving around period without the
Truck being ensured. Plus when I paid "Progressive" back in March I did pay
It in full to cover for 6 month period. Therefore I didn't bother to worry
About the policy had any trouble with coverage. The truck is title personal
Vehicle not business. I am really worried I am really innocent and but it's
Unfortunate that it's my truck and damn it got no insurance when it happened.
Please help me... I am very very worried. I have received a letter
Yesterday from some attorney that asked for :
Truck insurance information (had only liability ensured before the accident)
Type of coverage
Company.
Since I had found that I had no coverage I called Progressive and got it
Reinstated back since 8/21/07. My truck is ensured now but I had not drove
The truck since the accident. I had been driving my other car to work. What
Kind of trouble could I be in? Am I have to be responsible for her death.
To me it is not that I didn't have insurance at all. I did but it got
Cancelled that I didn't know but I don't know the law to reason it out.