Hi,
I have a judgement on me from the year 2001. I have not heard anything from them since around that time until recently. Well, I have contacted them and set up a payment arrangement with them . My original debt was 800.00, but now has gone up to over 3000.00
My concern is if I miss a payment that will have me paying this account for the next two years. I was concerned that if I do miss that they will garnish my bank account . The account I have I currently share with my boyfriend . So it is both of are money going in their . I was wondering if I should take my name off the account and just keep his name on the account and just give him my check . I can not afford them taking all are money . I was not sure if this would be the first step, or would they try to garnish my wages first from my work. Since, they some how have contacted me their?

Taking your name off the joint bank account should thwart any garnishment attempts against it.

As for your wages you are likely correct to assume that it is just a matter of time before they attempt to garnish them.

In most jurisdictions a creditor is free to use any and all enforcement remedies available to them. Practically speaking, however, most creditors will take one step at a time instead of all at once since each remedy costs money and a single method may result if full satisfaction of the judgment.