I have 5 daughters and 1 son who has a terminal disease and I have a disibility my husband has to stay at home and care for us. Our mortgage and loan which we took out to do some adaptations are getting harder to reach the repayments each month as our income is low are there any grants or charities that will help to pay for these.

Contact your city or county. They usually have a list of resources for people in need and can put you in touch with them. They can help you apply for whatever type of assistance for which you may qualify.

Thanks for this do you mean the council and ask for the resource list

Social services should be one stop, next also talk to some of the local real estate brokers. I will assume you are getting SSI for your husband and maybe the son, so your case worker should have some info.

Also your local church or place of worpship ( some denominations help more than others) Also we have a group that will help with one or two months if you prove need ( but it is a one time thing)