My husband is on chapter 13. Recent events (increase in crimes) within our neighborhood has made it intolerable to live in it. I was wondering if we could sell our house and possibly get financed to buy another home while he is under chapter 13? I know the chances of being able to buy a home are very slim to none. Please help me find options that may be open to us. We are desperate to move out of the neighborhood we are currently living in. due to his credit finding any rental homes is near impossible

The answer is maybe. How is your credit and how is his since the Chapter 13 filing? If yours is good and his is good since the filing you MAY, not CAN, but MAY be able to buy under the following circumstances.

Chapter 13 has to be at least one year old with all payments being made on time and you need the permission of the court. FHA mortgages will allow these circumstances. However, you must meet all the other standard lending criteria for income, downpayment, etc.

My husband is on chapter 13. recent events (increase in crimes) within our neighborhood has made it intolerable to live in it. I was wondering if we could sell our house and possibly get financed to buy another home while he is under chapter 13? I know the chances of being able to buy a home are very slim to none. please help me find options that may be open to us. we are desperate to move out of the neighborhood we are currently living in. due to his credit finding any rental homes is near impossible
Me and my husband are in the same situation all the way around. We are checking on that now. I was told that if we could get enough for our house now to clear it from the ch. 13 we would be able to buy another one. We have set up a appointment to talk about interest rates and other thing. I also learned that if you get enough to pay off your house and any other secured debt and you have been in it for 2 years you can convert to a ch. 7 and wipe away all the rest. If not you can still do it as long as you pay off your house but you would still have your ch. 13 payment which would be less now because your house wouldn't be in it