Hi, I have a credit card debt which dates back to July 01 from Ontario, Canada. How long will this show on my credit rating. I ask because I am having difficulty renting an apt. with this showing.

Don't know if this is what you are looking for but it has a lot of a questions and answers.
Also, I don't know if Canada and this link is different in the actually info.
Credit Rating / Credit Report FAQ for People with Bad Credit (http://www.debtworkout.com/credfaq.html)

Here is another link, again I don't know if it will help you but it might :). Best of luck
Bad Credit History? : Credit Card Expert (http://www.creditcardexpert.co.uk/bad-credit-history.htm)