I have been summoned to small claims court in aug. this is for a credit card debt 2001 with a charge off in 2002. Now an attorney who buys and tries to collect these debts is the one who is taking me to court. What are my options? I am retired and work two days a week to supplement my income. I do believe the statue of limitations is run out.

What can I do

Please help me

It might be wise to tell us where you live in order to provide an answer that will be more helpful to you. The laws will vary on this from state-to-state.