ScorpianKitty
Jun 16, 2007, 12:13 AM
My credit score is in the very poor range, for a while I was not able to get an unsecured card and that has been my aim... finally capitol one has re-accepted me.. I have three credit cards that I'm dealing with now.. both the capitol one and first premier bank were charged off... I would love to have that off my credit report, I'm hearing if I wrote both companies and tell them that I want to go back into the account and pay whatever was left before I charged off (no pun!) only if they move it from my report, I'm wondering if that is logical or even possible. Or should I just leave the charge offs be and only deal with the credit card I was just sent. The third card I'm dealing with the collection agency that I'm iffy about but I have asked about that in another post.. oh well, suggestions anyone?