How can I figure out what rate I'm paying on my mortgage? My original loan was for 165K, for 30years, my monthly payment is $1267.

I don't know anything about mortgages but your paying 0.7 % of the home's value per month, almost 60% of your actual payment is interest...

I would like to check back and see if anyone can anser if this is normal?

Your APR should be in your paperwork or just ask your lender. My mortgage statements include the interest rate. The $1267, does that include escrow payements or is it just principal and interest?