I have to relocate for work out of state I have ahouse that will not sell. I can't pay the mortgage here and afford to pay rent in the new area. I am so afraid of renting. I'm out of state and what if they don't pay the rent? There is another name on the deed but not on the loan? Is that person responsible for anything? What happens if I just stop paying the mortgage and let it go back to the bank?

Do Everything in your power to NOT let this go into foreclosure!!
Your credit rating will be Trashed! And there is a chance that the lender will come after anyone listed on the Deed - they probably wouldn't prevail since that person never signed a loan document - but Banks will try anything.