JackWolf
Apr 19, 2007, 11:47 AM
Hi,
I was issued an AMEX and VISA card while I was living overseas (the U.K).
I returned to the US about 6 years ago and kept the cards active.
It turns out that I owe AMEX about $6000 and last night I received a call from what I assume is an American collection agency.
Can this debt hurt my US credit rating (I am an American citizen who moved to London for work)? I understand that if I ever moved back to London I would have a great deal of difficulty obtaining credit but can they hurt me now that I am back in the US?
One thing, in one of AMEX's letters they told me they would inform Experian and Equifax of my delinquency but the letter said Experian Ltd. And Equifax plc which are the UK subsidiaries of the US agencies.
Thanks for your help,
JackWolf
I was issued an AMEX and VISA card while I was living overseas (the U.K).
I returned to the US about 6 years ago and kept the cards active.
It turns out that I owe AMEX about $6000 and last night I received a call from what I assume is an American collection agency.
Can this debt hurt my US credit rating (I am an American citizen who moved to London for work)? I understand that if I ever moved back to London I would have a great deal of difficulty obtaining credit but can they hurt me now that I am back in the US?
One thing, in one of AMEX's letters they told me they would inform Experian and Equifax of my delinquency but the letter said Experian Ltd. And Equifax plc which are the UK subsidiaries of the US agencies.
Thanks for your help,
JackWolf