My question is, how do I make big money fast if I'm still just a kid? I have been in love with horses forever. So today I started thinking and I've decided I would like to own my very own. I've taken lessons. I know how to walk, canter, and jump two or three feet. My mom said that if I can raise the money myself, I can purchase one. I live in the suburbs so I would have to house him in someone else's stables. They would take care of food, vet, and housing of course. I also need to save to buy the horse. I understand the big commitment, but I have been around horses all my life and I want to have a friend of my own. I would go and ride him/her everyday, make sure they get brushed, cleaned, fit for shoes, feed, water, clean stalls, and exercise. I know someone with a horse for sale and someone who houses so I might get a discount? It doesn't matter. I just need to make big money... and fast.

Any ideas?

In 2008, vets and farriers cost a minimum of $500 a year. Hay and oats cost $600+ per year. Stabling costs were $6,000 a year. Tack will cost $???. And that was almost eight years ago. Plus, you need to have savings for emergencies. Let's figure those total $10,000 a year. Then there's the cost of the horse itself. $500? $5,000?

Be sure you do all the math and talk with long-time horse owners first before you commit to this.

There's no way a kid can make that kind of money fast.

Most adults with good jobs that want a horse can't afford one. Plus they live over 20 years so that is a MAJOR amount of money for anyone. Wondergirl did a great job of showing just some of the expenses.

It seems that your mother has no idea what horses cost to maintain.
Here's what I would do, at 13: offer to muck stalls in exchange for more lessons and time riding on your own. Finding early morning help isn't easy, so it's a perfect job for teens, but it doesn't pay much. There isn't ANY way to make a lot of money at 13.
Keep in mind all your mother's problems and that she might need to go into rehab. This will have an effect on your future short term, so you don't want to be saddled (pun intended) with monthly debt of a very expensive pet.

As for buying a horse, that can be easy, if the horse is old. In fact where I live, many younger horses were abandoned during the 2008 recession, by New York city people, at the upstate farms where the horses were being kept.

Even adults have problems figuring out how to make a lot of money fast, so it's a lot harder for a kid. Until you do find something though, I like Joys idea that trading chores at this horse farm to be around the animals you love is a great idea for NOW.

Uh. Thanks. But I was really just asking about the money. I found a place that is 100 per month and they cover food and vet. I got a discount for knowing them. I'm almost 15 so I can get a job... I've got a friend selling a horse for 500. I think​ I've got it covered. But thanks for the concern. (-:

Thanks? But that wasn't really my question... I know a lot about horses and I realize now that I shouldn't have put that in my question... Because that is all people are commenting on...

You will find out soon its going to cost a LOT more than that. One thing EVERYONE under 25 does reliably... is underestimate what things are really going to cost.

I know all about what I have to do. And so does my mother. I have a lot saved up, and unless you're a trained specialist or horse expert, I'd rather somebody just answer the question instead of questioning my cause...

I grew up around horses. $100 a month for food and vet AND stabling!!!! sounds very suspicious. This is a wonderful animal we're talking about. Be sure you know what you're doing and don't let the thrill of the moment put that animal in jeopardy.

I know a lot more about horses and what it costs than a 15 year old does that's never had one. My parents had them, relatives had them, Friends have had them, girlfriends have had them. A friend of mine Breeds and raises them (something INCREDIBLY expensive, 20 horses cost them about $100,000 a month, but then her husband has a job paying $2.5 Million a year so they can afford it), none of them had to pay someone else to put them on their property because they all had farms. I've only been around them to some degree since I was ten... 44 years ago. I also know that that $100 a month thing isn't going to last very long. Vets don't work free, and they do charge a sizable amount. And ANY animal you have be it a Gerbil or a horse... deserves to get the help it needs when its sick from its owner. The bigger the animal the bigger that responsibility is.

And incidentally "a lot" to a teenager, Unless you are Donald Trumps kid... really isn't much in the real world. It all relative and you will understand that yourself a few years after you become an adult and have to work to support yourself and pay all your own bills. Something that will be significantly more difficult when you have the expenses of a horse.

That's not being mean. Its just being realistic. And it comes from life experience. Something you will have eventually as well.

Emergencies happen... unexpected expenses happen, far more often than you imagine. And when you have the responsibility of ANY animal... their welfare comes before things you want because it's the responsibility you took on. Because they can't care for themselves.

On October 13, 2015, you were 13. How did you suddenly become "almost 15?"


Uh. Thanks. But I was really just asking about the money. I found a place that is 100 per month and they cover food and vet. I got a discount for knowing them. I'm almost 15 so I can get a job... I've got a friend selling a horse for 500. I think​ I've got it covered. But thanks for the concern. (-:

Thanks? But that wasn't really my question... I know a lot about horses and I realize now that I shouldn't have put that in my question... Because that is all people are commenting on...
13 in your other thread a few days ago, or "almost 15" now?

If you were to go ride her and take care of her every day, how are you going to make money? You would be working everyday, not riding a horse.

Next even if over 18, there is no fast way to make money, you get a job and work. Have you asked about a job working at the stables.

I know all about what I have to do. And so does my mother. I have a lot saved up, and unless you're a trained specialist or horse expert, I'd rather somebody just answer the question instead of questioning my cause...
Will this horse be standing bored in its small stall 24/7 until you show up for a ride? Or will this horse have the use of a large meadow and be with other horses? Will you be making sure the hay isn't moldy? Who will muck out the stall at least daily and wash the manure off your horse's legs and hooves? Do you know how to saddle a horse and which bit is the kindest? The horse will need its hooves trimmed and possibly need reshoeing, so does a farrier watch out for these things? What about during the winter? Depending on where you live, those could be terrible months for both you and this horse.

Remember, you can't just put this horse on a shelf while you are in school and working (at 13???) to pay for stuff. And then there are your family's problems that are affecting your life. This horse will not be your "friend" who will improve your life. A horse is not a stuffed animal you can curl up with. Please please please think about this.

How do I make big money fast as a kid?

You CAN'T.

Thanks. Finally someone isn't directly putting down my ides. It's my uncle's place. He is letting me do it for 100. His wife is a vet and I am mucking stables as well

I really would like to ask people to stop commenting on the horse. I have it all figured out. My uncle will house him. He is three miles away from us. I go there every day and I am homeschooled. It's really irritating when I ask a question and I get a bunch of answers that are just criticising me and it's not really helpful...

All right. Listen. I do not need people telling me all this. It is my uncle's farm and his wife is a vet. I am NOT stupid and I am not going to just leave him without any help or exercise. He will live on my uncle's farm and he has a lot of horses and he will use him for lessons. I think it is amazing how I put up a question and everyone has to be the wiser. It really stinks that I have 15 answers and not a single person actually gave me an idea. I wish I could take this question down because people are telling me things that I already know and acting like I am just being a brat and saying "I want a horse. I'm gonna get one" I'm not stupid. I spend every day at my uncle's farm he has taught me a lot and I live two miles away from him. I would very much appreciate if people would just answer the question and not just tell me what I already know. I think it is really stupid to bring up my problems and tell me that I can't take care of something because of it. I am very capable of doing this I really don't want to see another comment about it.

Gee. That was helpful...

My sister and I share this account. She wrote the first entry and I wrote this one. Is that all you need?

Great. Thanks so much for bringing my mother up. Even though I didn't ask anything about her. It hurts a little when random people from the internet suddenly think they know more about my life than me. I am 14 and my sister is 13.

Sorry, site rules here prohibit a poster from dictating who can answer or how.

You are the one being critical here... the rest of us have what you don't yet. Actual real life experience.

Being you lack that and will for a lot more years... time you get used to it because that's the way of the world.

There will ALWAYS be somebody that actually does know more about something than you think you do... sometimes a LOT more.

And something that is apparent... that you will probably learn in time. Is they more you learn about something... the more you understand how little you did actually know in the beginning despite what you thought then.

Many teens think they know far more than they do because they have a little knowledge about it... but they lack the experience to understand yet just how little they do know or how much more there is to learn (the answer is always a LOT). Now that you are probably bouncing off the walls angry... the rest of your life is a learning experience... as you never stop learning. So figure at 13.. you know X... by 23 you know more, by 33 even more... by 43 yet even more etc, etc.

Most teens are in for a very rude awakening when they graduate school... get their first real job and find out how little they do know.

Nobody has been mean to you... we are trying to get you to see the reality of this.. and not the dream that you see. Dreams are almost never how you imagined them to be if and when they ever become real.

Yeah. Well thanks. I am not 'dreaming' I am mad' fine whatever no one was mean to me? Fine but I didn't feel that welcomed when they brought up my mother's problems. You know what my question wasn't answered. I am not using this site anymore. I understand everything that is going on with the horse my uncle is helping me with it when I apparently don't know anything about it. I spend almost every day with him at his place. I am irritated that no one has even answered my question. Bye

Your uncle's farm is three miles away ... then it was two miles away. And suddenly there's an uncle with a farm? And his wife is a vet? Why didn't you mention this in your first post? And you muck out stables now and go there every day? You do realize how much your story has changed throughout this thread, don't you?

There is NO WAY someone your age can make enough money to cover the expenses of owning a horse.

You know what? I'm going to have to apologize for nothing. Like I do in my own life every day. So sorry everyone. I would like no more comments if that is acceptable because I cannot take questions down. I just became upset when you brought my mother into the question. My sister might think it is okay to let our family problems leak out to other people but I don't think so. I am mad she put that up there and I am just very upset.

You know what? I'm going to have to apologize for nothing. Like I do in my own life every day. So sorry everyone. I would like no more comments if that is acceptable because I cannot take questions down. I just became upset when you brought my mother into the question. My sister might think it is okay to let our family problems leak out to other people but I don't think so. I am mad she put that up there and I am just very upset.
We've responded only to what you and your sister have told us. And yes, I was once 14 and crazy about horses, so that I hung around them and read books about them as often as I could. I told my parents I wanted my own horse or a piano. I got the piano.

Most places require you to be at least 16 to work, and that's mainly retail. Even then, that's a few places, most will expect you to be at least 18. So you can't get a traditional job at your age.

There are ways to make money at your age, but not the amount you're looking to make. Babysitting, mowing lawns, shoveling snow, dog walking, paper route, things like that. You'd be doing a lot of work for very little pay.

Sadly the only answer I can give you about earning big money fast at your age, is that you can't.

Good luck.

I didn't mention that because THAT WAS NOT MY QUESTION. Why are you acting like I'm lying about everything? The mile thing was an estimate. And his wife isn't a full on horse veterinarian she is a veterinarian but not specifically a horse one. I didn't know if my uncle would let me because he already has a lot to do and a lot of horses to take care of. I didn't even consider that an option until he said he would house him. Yes he would have to call in another vet. But I'm sure my aunt has been around horses long enough to at least get a sense of what to do. I would call in a vet when needed. It's just really starting to tick me off that my 'how do I make money fast' question turned into 'Tell me all my problems'

Thank you so very much for at least giving me ideas because that is all I was asking to people to do but they just kept flooding my answers with problems.

I do not muck out stables. I never said that. I said that that was a good idea and I will do that

Sorry if I'm being snappy, but my sister sending in that question really ticked me off and I'm just upset that so many people read it and now I learn you can't even take questions down.

I am going to muck stables.

I guess now you know why sharing accounts is a very bad idea.

Thanks for the ideas

OK. Hey I'm really sorry. I am. I don't mean to be mean. These last few days have just been really stressful and I guess it is easier to take it out on people I will never met. Really sorry )-:

'Fast money' is not 'steady income'. Plus, child labor laws may affect what you can do to make money especially during school months when you are supposed to be learning. Some places are very strict not only about age but door-to-door asking for work. So check the laws for your area.

You would think giving ideas would be easy, but any list we give is subject to laws and regulations of your area.

You may think it is unfair for us to bring up the needs of the horse, however, many times young people (and some adults) come here talking about getting a pet or some type of animal they have no idea what they are getting into. They get caught up the idea and ignore or overlook the reality of owning something that depends on them.

Really now? 13.. and a horse is a HUGE commitment both in time and money. A horse lives well over 20 years... an ADULT wanting a horse is far different than a barely teen who's going to charge dramatically in the coming years. A horse can't be left alone, if its not bridled and ridden regularly it WILL revert to a wild state and violently react the next time an attempt is made to do either. This will happen in just a month or two. They will bite and kick. They have a really wicked bite... thank goodness for a wallet and baggy jeans because its happened to me... and the Mare (And Appaloosa) that did it took the pocket, my wallet and most of the right butt cheek of my jeans that day.. Got enough of my butt it left a bruise that took several weeks to stop hurting. And it could have been a lot worse.

I also feel badly for pets and other animals that are neglected because someone jot tired with them when the novelty wore off.

My nephew at 13 insisted and threw a fit until be got a baby bunny for a pet... 6 months later my Sister-in-law was stuck with feeding it and cleaning its cage etc... until it finally died recently one day. It happens quite frequently... the longer the life of the animal the worse it actually is.

Once you are an adult, have yourself situated in your own place and have a full time job... then by all means if you still want one then and find you can afford it after everything else (few will be able), get it But I think you might feel differently by then... most kids want a horse or pony... very few want one as an adult ( can count myself among them).

I've known many cases when it was dogs, cats or other animals... kid moves out... can't take it with them and mom and dad get stuck taking care of the animals until they die of old age or put down because of illness. Have personally known too many cases like that.

Dreams are good... dreams are important while growing up. But not all dreams are meant to become true. And dreams are good as a goal to work towards in the future even if you never actually achieve them. I have dreams, and believe everyone should have dreams. Just that some dreams are best left as dreams for any number of reasons. Most dreams when you do achieve them... don't live up to what you imagined them to be. But that's no reason to not continue to dream.

I'm really sorry. I am. I have had a really bad couple of days and it is ​easier to take it out on people I will never meet...

I already have 4 cats, a dog, 2 rats, a hamster, a lizard, a lucky cricket, a betta fish, a tank of freshwater fish and a tarantula.

I already have 4 cats, a dog, 2 rats, a hamster, a lizard, a lucky cricket, a betta fish, a tank of freshwater fish and a tarantula.
That information only reinforces what I've said in this thread.

How so?

How so?
You have no time to give a horse.

I actually do. Plenty of time.

Can someone just answer my darn question without acting like I'm stupid or mentioning the horse, please? What you say won't change my mind.

I actually do. Plenty of time.

Can someone just answer my darn question without acting like I'm stupid or mentioning the horse, please? What you say won't change my mind.

Why don't you listen to what people who actually know are telling you.

There is a reason you are not getting the answer you want to hear... VERY good reasons and we have told you. All of them are excellent reasons.

God you are stubborn... and that is NOT an endearing trait, and it is one that WILL get you in a lot of trouble in the future.

Reality is in fact nothing like the average (or even most) 13 year olds believe it is.

At 13 you simple ARE NOT going to get a regular job... even at 16 many places good luck getting one at all. (There are college Graduates having trouble finding ANY job, and trust me THEY will get hired before any kid will be for any given job) Between school work and home work you don't have much time... add in a job to that and you have NO time. It will take several hours of work a day just tending to the horses needs. WITHOUT the time to ride it, and if you do not ride it regularly.. very, very soon it will not let you even bridle it much less put a saddle on it (other big expenses) to ride it.

If you want treated with more respect... show a bit more maturity and listen to what others have taken the time to tell you here. We have the experience... You on the other hand do not.

And by time...weekends and summers do not count....you HAVE to have it every day...at different times in the day. Doesn't matter if you are sick or tired. Doesn't matter if you wanted to do anything with your friends...THAT HORSE will have to come first.

In a few more years..you are going to want to date....you won't have any time to date anyone after taking care of your personal zoo and your horse.

And something else.....WE ALL know what its like to be thirteen.....most of us have had kids your age as well.....you however do not yet have the maturity or the life experience to understand the truth or the reasoning behind all of the very good answers you have been given so far.

You guys have it all wrong, you should be asking him questions. He has all the answers, be thankful he has asked for your questions. If you listen carefully you guys will be so much smarter about animals especially horses. Tongue in Cheek.

I actually do. Plenty of time.

Can someone just answer my darn question without acting like I'm stupid or mentioning the horse, please? What you say won't change my mind.
You don't like what you have been told so far. Okay, then answer these questions:

1. What are the child labor laws in your area? What does OSHA say about child labor?

2. What are the local laws/regulations for going door-to-door looking for work and setting up sidewalk booths?

3. Do you have any money to buy supplies and/or pay fees to start your own business since many places will not hire teens under 16 even if labor laws allow it?


You don't want us discussing the horse. Then let's talk about 'time'. Whether you believe it or not, the amount of time you have affects how you can make money.

1. What are your school hours?

2. How much time is spent on homework (schoolwork that is given for you to do after your classes?)

3. How much time do you spend working with your dog? Training, exercise, feeding, walking, cleaning up after him/her, grooming, etc.?

4. How much time is spent taking care of the cats? The rats? The hamster? The lizard? The lucky cricket? The Betta fish? The tank of freshwater fish? The tarantula?

5. How much time do you actually spend at your uncle's place? What do you currently do while you are there? How do you get there and home? Travel time can turn out to be a major time-eater.

6. When do you go to bed? Get up? Eat breakfast, lunch, and dinner?

7. Do you have set chores such as helping make meals or cleaning up after? Home much time do they take?

8. How does visitation with your father affect your regular schedule?


Who currently pays for the upkeep of your pets?

I actually do. Plenty of time.

Can someone just answer my darn question without acting like I'm stupid or mentioning the horse, please? What you say won't change my mind.

I did answer your question. What kind of answer do you want? All we can tell you is the truth, and the truth is that at your age there is no way to make enough money to accomplish what you want at this time.

Everyone forget I said anything about the horse. Pretend my question was "How do I make money? What are some good ideas?"

Mowing lawns, delivering papers, cleaning windows, are about all I can add to the suggestion you have already gotten. Not much chance to work for a 13-15 year old.

My question is, how do I make big money fast if I'm still just a kid? I have been in love with horses forever. So today I started thinking and I've decided I would like to own my very own. I've taken lessons. I know how to walk, canter, and jump two or three feet. My mom said that if I can raise the money myself, I can purchase one. I live in the suburbs so I would have to house him in someone else's stables. They would take care of food, vet, and housing of course. I also need to save to buy the horse. I understand the big commitment, but I have been around horses all my life and I want to have a friend of my own. I would go and ride him/her everyday, make sure they get brushed, cleaned, fit for shoes, feed, water, clean stalls, and exercise. I know someone with a horse for sale and someone who houses so I might get a discount? It doesn't matter. I just need to make big money... and fast.

Any ideas?





Everyone forget I said anything about the horse. Pretend my question was "How do I make money? What are some good ideas?"Then in which case... at 13 what do you need a lot of money fast for then? Few people can or even would hire a 13 year old for anything except odd jobs around the house. Labor laws, lack of any real skills, no transportation except relying on someone else. Limited availability (School and other obligations).

Odd jobs pay little money..and take a relatively long time.

In other words.....Big money fast is a pipe dream even for adults. And for kids....as common as unicorns (real living ones..not the fake kind).

May as well just get a dirt bike. They are faster, jump further and higher, easier to store and transport, easier to maintain, builds a more useful mechanical skill set, cheaper. You have more of a chance at fame or making a living from it, as more people care about moto x than horses. Horses were cool in the 1800's join the present. You will have more fun and more opportunity.

If you want treated with more respect... show a bit more maturity and listen to what others have taken the time to tell you here. We have the experience... You on the other hand do not.

... you however do not yet have the maturity or the life experience to understand the truth or the reasoning behind all of the very good answers you have been given so far.
You don't know how mature or immature I am. Don't judge that by looking at a bunch of comments on a simple question no one can answer.

All I asked was for someone to give me some answers. Thanks for those couple you just gave me, but I would have rather had them at the beginning of this question.

"If you want treated with more respect... show a bit more maturity and listen to what others have taken the time to tell you here. We have the experience... You on the other hand do not.

... you however do not yet have the maturity or the life experience to understand the truth or the reasoning behind all of the very good answers you have been given so far."

You don't know how mature or immature I am. Don't judge that by looking at a bunch of comments on a simple question no one can answer.

All I asked was for someone to give me some answers. Thanks for those couple you just gave me, but I would have rather had them at the beginning of this question.
I know everything I need to know from what you are saying. In fact I can tell a LOT about a person by what they say and how they say it. But then I have a LOT of experience doing it. It's a huge part of my job to see beyond what is being said. You aren't the first person to be 13, and you aren't the last person to be 13. And everyone here has been 13, and most of us still understand and remembers how a 13 year old thinks very, very well. And more importantly...we know how much that is going to be changing in the next few years.

And yes I do know how mature ANY 13 year old is, and how immature they are compared to 18 year olds and how they are compared to 25 year olds. Its part of growing up....

This young fellow must be having a slow day at his home schooling, it appears. Wants to be argumentative to every response, changes the original question and take up a lot of time with forty + responses so far. The question was answered at about the 5th response.

Most places require you to be at least 16 to work, and that's mainly retail. Even then, that's a few places, most will expect you to be at least 18. So you can't get a traditional job at your age.

There are ways to make money at your age, but not the amount you're looking to make. Babysitting, mowing lawns, shoveling snow, dog walking, paper route, things like that. You'd be doing a lot of work for very little pay.

Sadly the only answer I can give you about earning big money fast at your age, is that you can't.

Good luck.

Answer #22 on this page.