divinemercy
Jan 1, 2012, 11:40 AM
The father of my son and I are not married. We do not live together. We do no share expenses however, he is the secondary owner of a checking account I am the primary owner of. The purpose of the account is for me to save for a house for myself and my children. He makes deposits into the account simply as a way to pay me child support, out of Court, as per a personal arrangement we have. The state of NJ levied the account (a week before Christmas)because he is in arrears. I have made the majority of the deposits in this account. What is the likelihood that I will be able to get my money back? I have written a letter explaining the purpose of the account and have attached bank statements showing where the funds have come from (my accounts that I own by myself). I have also explained the reasons for his deposits. Additionally, some of his deposits came from an exempt source (the VA). My questions are: What are my chances of getting that money back, at least MY deposits minus MY withdrawals and what effect with this have on my credit report? I have spent the last year rebuilding my credit and saving for a downpayment. This debt has nothing to do with me, can they really take the money from me and my 5 children?