Assalamualikum I want to ask islamic personnel loan system. Because bank is asked 5~6% loan profit rate from loan amount in islamic bank dubai. Ex: if I take loan 100,000. Then I will pay up to one year 105,000=8750 per month. If I will pay up to two years 110,000$=4583 per month. This system is Hallal or Harram?

Please give me correct answer?
If you can please send me more details to my email address: [email protected]
If need more details please visit islamic banks in dubai.