My mum borrowed money from me quite often, around 1 to 2 k each time, but she did pay me back. I did not ask why as its not a very large amount of money.

But this time, we are on our way to hospital for my check up and she suddenly tell me that she wants to go bank and use my ID to borrow a personal loan and asked me not to tell my boyfriend and my dad. Its 20k, and when I asked why she needs that lum sum of money, she just talk nonsense to me. I know she is hiding something. What should I do? To lend or not to lend? I'm still waiting for the loan to be approved..

Can you pay back the loan if she doesn't? If not, then don't do it.