View Full Version : Payday loans - collections or small claims court, ontario
shamoomoo
Sep 27, 2011, 06:42 AM
Can a payday loan company go to small claims court before going to collections?
tickle
Sep 27, 2011, 06:47 AM
If the payday loan is deliniquent (it is their money after all), then yes, they can go to small claims court in order to obtain a judgment to collect the loan.
Tick
shamoomoo
Sep 28, 2011, 04:58 AM
But do they have to send it to collections first? I am making payments on 2, one is down to $297, the other is at $395, but they're both threatening court, I have yet to hear from any collections, they call directly from there store. Thank you.
tickle
Sep 28, 2011, 05:22 AM
No, they don't have to send it to collections first.
Tick