My ex husband and I bought our home 4 years ago with the aide of a £70,000 inheritance loan from his parents, the mortgage is now £46 per month, he has moved out of the family home,I live here with our two children, he pays the mortgage and will not allow me to pay half as he does not trust me to pay. He now says his parents want me to pay £130 per month for the loan as I'm still in the home and will not sell. My ex has been paying up until now. The loan was not on paper but was told to be repaid if we sold the house. I am told the total amount of £70,000 does no come down with the monthly payments. Is it right that I should be told to pay the whole amount?

... i am told the total amount of £70,000 does no come down with the monthly payments. ...

Not surprising. £46 per month on a £70,000 is extremely low, even in today's economy.

If I'm not mistaken, you have another related thread. Please keep all of your related questions in one or the other.

If the loan is not on paper, your parents had best consult with a solicitor and get it reduced to writing.


... he pays the mortgage and will not allow me to pay half as he does not trust me to pay. ...

What has trust have to do with it? If you pay, or not pay, is up to you. Just pay by cheque, and keep a record of your payments.

The payment of £130 per month is for the £70,000 parent loan that was used for down payment towards the house and the £46 is for the mortgage remaining on the house.