I need access to cash . My credit is not the best, however Ive heard of guaranty options that have piquéd my interests. Any idea of what it takes to get these kind of loans ? Also I realize the banks are going to want to see my future income plan and also a general business plan. I understand they are going to ask me questions like "How much capital do I need" / Why do I need capital / and when and how do I plan on paying the capital back. I think the guaranty in Ohio allows up to 50% for the loan repaymnet, in the loan I plan on obtaining. I only really need about 20k to get started. I am however an amateur when it comes to owning my own business, and am looking for the most reliable information . Can someone please give me a push up the hill? Lol Thank you all so much for your time, and I hope to help this economy to the best of my ability! Your Thoughts