Well we got our shock today, We got our notice from United Health Care on our health insurance.

Well we did expect some increase, but they not only reduced what they will pay, raised the deductable from 250 dollars to 500 dollars, raised the co pay at the doctors office.

But for the family plan, it went from @ 460 a month to @ 940 a month.
Yes it has doubled in cost. I don't know anyone at work that can afford to keep their health insurance now.

They will offer a plan for about 440 a month, one that has a 4000 dollar deductable.

Hmmm, my husband has them though his job (but he's retired now). I wonder when we'll get notice that they upped the cost. My son's private-pay BC/BS went up quite a bit last month.

What's going on?

Sounds a little heavy handed Chuck just demonstrates you can't trust the insurance solution to health care

It's part of the Obots plan. If they can make any other alternative prohibitively expensive then the government takeover is the only alternative.

The Dems were very clear about this when they were caught in moments of candor. My Rep was blunt. He said he wanted single payer but this was the best they could get... for now.

What did anyone think would happen when mandatory coverage was added ?

It's part of the Obots plan. The government didn't raise his insurance - the insurance company did. Is this the first time rates ever went up?

The government didn't raise his insurance - the insurance company did. Is this the first time rates ever went up?

I answered that in my response

What did anyone think would happen when mandatory coverage was added ?

Don't turn it into a political tirade. Can you help the man? You seem to have knowledge of the health insurance industry.

But it IS a political issue NK, this has been the Democrats plan all along. As tom said, they KNEW this would happen. Shows how much they really care about people.

I guess you guys aren't going to help him then? Surely they are other providers.

And by the way, there is an alternative you may be interested in Chuck.

Christian Healthcare Network (http://www.chministries.org/)

No rates went up and not to be political, but when the new health insurance rules when into effect middle of last year, it took a large ( thought it was large) jump then, but this jump is just beyond anyone's budget who works here.

Not sure who has an extra 400 or 500 a month to pay for less coverage.

They are offering a plan with a 4000 dollar deductable, does not pay anything till you pay 4000 out of pocket first, it will cost about the same we pay now for the normal 250 deductable.

But I figured about 450 a month more, times 12 months is a lot more than 4000, So I am better off taking the cheaper plan and at least trying to put some of that 4000 back into a savings plan.

I guess you guys aren't going to help him then? Surely they are other providers.

What would you like us to do, take up a collection? What are you doing to help the man, running your mouth?

This is how I can help. Support the states that have sued over the mandatory coverage provisions of Obamacare. Their argument is sound ;that mandating health care goes beyond Congress' authority to regulate commerce between states.

If Fr lives in Missouri for instance,the State passed a ballot exluding them from the mandatory provision.

What are you doing to help the man, running your mouth?If the Internet and Computers section I routinely do research for people to get them answers, I thought you guys might do the same for your brethren. I guess I was wrong. I'll unsubscribe.

If the Internet and Computers section I routinely do research for people to get them answers, I thought you guys might do the same for your brethren. I guess I was wrong. I'll unsubscribe.

I offered a suggestion (https://www.askmehelpdesk.com/current-events/affordable-health-care-571560.html#post2778019) while you were busy criticizing.

The other shoe that is already dropping is that a number of doctors are limitting their practices due to the new Obamacare provisions . Soon there will be a shortage of health care providers willing to live under the new reality .

More doctors gravitate toward boutique practice - Boston.com (http://articles.boston.com/2011-04-17/business/29428534_1_concierge-medicine-mdvip-boutique-practices)

We are only now seeing the negative ripples of the unconstitutional Patient Protection and Affordable Care Act .

Hello Padre:

As long as the company that sells me insurance has to make a profit, and the CEO has to make BILLIONS, and his kids have to go to PRIVATE school, I'm not going to have any faith that they're looking out for MY interests.

In fact, their profit is based on denying services. If they didn't HAVE to make money, all the money they're paid could go for medical services for their customers instead of private yachts for their managers.

Now, I'm not a believer in socialism. Everybody doesn't deserve to have a Mercedes Benz... But they DO deserve health care - kind of like they DESERVE to have the fire put out if their house starts to burn. That IS the basis of this argument, is it not?

excon

Hey, if folks deserve health care then why is Obama trying to give MORE power to the Independent Payment Advisory Board (http://www.nytimes.com/2011/04/20/us/politics/20health.html?_r=2&partner=rss&emc=rss), aka in some circles as the "death panel," which is largely free to do as it wishes without congressional or judicial oversight?


Last week, in his speech on deficit reduction, Mr. Obama said he wanted to beef up the board’s cost-cutting powers in unspecified ways should the growth of Medicare spending exceed certain goals. Supporters say the board will be able to make tough decisions because it will be largely insulated from legislative politics.

Lawmakers do not agree. Representative Paul D. Ryan, Republican of Wisconsin and chairman of the House Budget Committee, called it “a rationing board” and said Congress should not “delegate Medicare decision-making to 15 people appointed by the president.” He said Mr. Obama’s proposal would allow the board to “impose more price controls and more limitations on providers, which will end up cutting services to seniors.”

Senator John Cornyn, a Texas Republican who introduced a bill last month to repeal the Medicare board, said the president’s proposal “punts difficult decisions on health spending to an unelected, unaccountable board of bureaucrats.”

Representative Allyson Y. Schwartz, a Pennsylvania Democrat prominent on health care issues, said: “It’s our constitutional duty, as members of Congress, to take responsibility for Medicare and not turn decisions over to a board. Abdicating this responsibility, whether to insurance companies or to an unelected commission, undermines our ability to represent our constituents, including seniors and the disabled.”

This man we call president is ruining the country. There isn't going to be any health care if he continues unchecked.

Hey, if folks deserve health care then why is Obama trying to give MORE power to the Independent Payment Advisory Board? Hello again, Steve:

Let's be clear. I said they deserve health care - not Obamacare. Single payer is the ONLY fix.

excon

Let's be clear. I said they deserve health care - not Obamacare. Single payer is the ONLY fix

Why is single payer the only fix? In virtually every other area the more the government is involved the worse things get, why are you so trusting of them with health care?

Why is single payer the only fix? In virtually every other area the more the government is involved the worse things get, why are you so trusting of them with health care?Hello again, Steve:

Cause here's the law I would pass. It would only take a page... It would say, the role of government is to PAY the bills when they roll in. That's it. Nothing more. Real simple. That's single payer. There's NOTHING to trust.

excon

With the unelected and unaccountable advisory board setting prices what could possibly go wrong with that plan ?

With the unelected and unaccountable advisory board setting prices what could possibly go wrong with that plan ?Hello again, tom:

I don't know, but I'll bet the Tea Party is on MY side. Do you remember some reporting about the Tea Party having signs saying, "Keep your hands OFF my Medicare"? I do. I think they MEANT it.

70% of the Tea Party don't want cuts (http://www.slate.com/BLOGS/blogs/weigel/archive/2011/04/19/poll-70-percent-of-tea-party-supporters-oppose-medicare-cuts.aspx) to Medicare or Medicaid. Go Tea Party!

excon

Isn't the VA single-payer?

Public libraries work on the same principle, don't they?

Isn't the VA single-payer?Hello again, WG:

Actually, no. The VA is pure socialized medicine. They own all the hospitals and employ all the doctors and nurses. Medicare is single payer. They own NOTHING, and just pay the bills.

excon

Hello again, WG:

Actually, no. The VA is pure socialized medicine. They own all the hospitals and employ all the doctors and nurses. Medicare is single payer. They own NOTHING, and just pay the bills.

excon

So how does this work? --

From Wikipedia: According to Princeton University health economist Uwe E. Reinhardt, U.S. Medicare, Medicaid, and State Children's Health Insurance Program (SCHIP) represent "forms of 'social insurance' coupled with a largely private health-care delivery system" rather than forms of "socialized medicine." In contrast, he describes the Veterans Administration healthcare system as a pure form of socialized medicine because it is "owned, operated and financed by government."

The Veterans Administration is a single-payer system and provides excellent quality, said Reinhardt. In a peer-reviewed paper published in the Annals of Internal Medicine, researchers of the RAND Corp. reported that the quality of care received by Veterans Administration patients scored significantly higher overall than did comparable metrics for patients currently using U.S. Medicare.

So how does this work? --Hello again, Carol:

I don't know. If you want me to argue with that guy Reinhardt, bring him around.

excon

I dunno. If you want me to argue with that guy Reinhardt, bring him around.
There has to be something wrong with the reasoning of anyone whose first name is Uwe. (What was his mother THINKing?? )

Hello again, tom:

I dunno, but I'll bet the Tea Party is on MY side. Do you remember some reporting about the Tea Party having signs saying, "Keep your hands OFF my Medicare"? I do. I think they MEANT it.

70% of the Tea Party don't want cuts (http://www.slate.com/BLOGS/blogs/weigel/archive/2011/04/19/poll-70-percent-of-tea-party-supporters-oppose-medicare-cuts.aspx) to Medicare or Medicaid. Go Tea Party!

excon

Nobody wants cuts. But that's what's coming .As you well know ,slashing of discretionary spending will do nothing to solve the entitlement programs long term solvencies or the national debt burden.

The Obots are making political deals with various constituencies to ease their hit . Earlier it was unions ,certain favorable companies,and other private organization the administration decides are worthy of waivers . Today it is certain seniors enrolled in Medicare Advantage .
Obama administration eases pain of Medicare cuts - Yahoo! News (http://news.yahoo.com/s/ap/20110419/ap_on_he_me/us_medicare_reprieve)

Funny how coverage was good AND affordible back before Al Gore and the Democrats Dreamed up HMO's to... "save"... money... and the costs have never stopped escalating ever since.