View Full Version : Unpaid credit cards canada?
broke2011
Apr 18, 2011, 10:37 AM
Hello, Can anyone tell me if a credit card debt that I was unable to pay for can they put a judgement on your home (that has a mortgage on it still) I received a letter in the mail not registered just regular mail from a lawyer stating further to the filing of a writ of seizure and sale. Can this credit card company seize and sell our home over a credit card debt?? Please help I am desperate for any help and info. Thank You
smoothy
Apr 18, 2011, 11:35 AM
First things first... did the credit card company ever win a judgement against you in a court. Even if you failed to show up?
broke2011
Apr 18, 2011, 02:01 PM
Hello Smoothy, Thank you for your quick response, No there has been no judgement placed against us and have not even heard from this credit card company for over a year and a half. Until this letter showed up today in the mail from a lawyers office ( they are actually real estate lawyers). So , I don't know if they are just trying to get us to respond back to them or they can actually seize and force us to sell our home. I have never heard of this happening to anyone before. I actually think it is about $30, ooo. That we owed on this card. Please any info would be helpful and greatly appreciated. Thank You
Fr_Chuck
Apr 18, 2011, 02:54 PM
They can not do anything unless they first win a judgement.
ScottGem
Apr 18, 2011, 03:58 PM
Are you sure they never filed suit and obtained a judgement previously? Sounds like they may be warning you they will be filing a writ pursuant to a judgment. $30K is a lot of money.