I am using debt counseling and the debt was canceled. Do i have to file if i get ssd? I got a 1099 do i have to file it?

For debt cancelled you will receive 1099-C. Non-business debt cancelled is reported as income on your tax return. Business debt cancellation is reported on schedule C (Form 1040). Debt cancellation, Your U.S. Tax Return: The U.S. Income Tax Topics 1 (http://taxipay.blogspot.com/2008/08/us-income-tax-topics-1.html)

The short answer is YES, you must report the canceled debt as income.