alanasaurus
Jul 14, 2010, 11:11 AM
Hey all, back in mid June the guy ahead of me put on his brakes in a shopping center and I hit him from behind at no more than 5 mph. The damage was very very minor and there were no injuries so we were both friendly. We both have insurance so I thought it would be taken care of, my insurance company sent me to a body shop to verify that it was only minor damage so I assumed the insurance would pay the guy.
Yesterday though I received a claim stating that he's suing me in small claims court for the maximum $7500, apparently he was asking for over quadruple what the actual estimate for his car repair was, plus major medical bills (of which he's sent none to my insurance so far), so my insurance has refused to pay him because he's obviously trying to milk them for more than what is fair.
However I'm confused now as to why I'm personally responsible for taking a day off to go to court and basically defend myself and my insurance, aren't they supposed to take care of this? They have said they will pay whatever the judgement is and the evidence is hugely in my favor regardless of whether he's wearing a fake neck brace, just seems odd that it is going to court at all and dealing with the stress of being sued because my insurance didn't want to pay the guy's inflated demands, nobody I've talked to has heard of this happening.
Any advice on this?
Yesterday though I received a claim stating that he's suing me in small claims court for the maximum $7500, apparently he was asking for over quadruple what the actual estimate for his car repair was, plus major medical bills (of which he's sent none to my insurance so far), so my insurance has refused to pay him because he's obviously trying to milk them for more than what is fair.
However I'm confused now as to why I'm personally responsible for taking a day off to go to court and basically defend myself and my insurance, aren't they supposed to take care of this? They have said they will pay whatever the judgement is and the evidence is hugely in my favor regardless of whether he's wearing a fake neck brace, just seems odd that it is going to court at all and dealing with the stress of being sued because my insurance didn't want to pay the guy's inflated demands, nobody I've talked to has heard of this happening.
Any advice on this?