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View Full Version : Can A payday loan garnish my wages if I am in TX and closed my accts due to ID theft


lonsomedragon
Jul 12, 2010, 07:17 AM
Just a quick question.

excon
Jul 12, 2010, 07:21 AM
Hello l:

Wages can't be garnished in Texas, but your bank accounts can be seized (if you had any).

excon

ScottGem
Jul 12, 2010, 07:26 AM
excon is right, BUT, payday loans are notorious for getting around the laws. Its possible the contract you signed gave them permission to attach your wages. And that MAY supercede state law. But the likelihood is they can't attach wages.

I'm curious here, are you claiming the payday loan was a fraud where someone used your ID to get such a loan?